October is a wonderful time to review your insurance coverage, prepare for the colder months ahead, and give back to our local community. 🍁 Throughout October, when you contact Kylie Bean Insurance Agency for a quote and mention Caring Community Cupboard, our office will donate $15 to this community food pantry in Old Town. 🥫❤️
Whether you are looking for auto, home, renters, life, pet, or business insurance, our licensed team is ready to answer your questions, explain your options in everyday language, and help you find coverage that fits your needs. There is no purchase required for the donation to be made—just complete a quote with our office and mention Caring Community Cupboard.
📞 Contact our Orono office today for your personalized insurance quote and help us support local families this October. One conversation with our team can make a difference for you and for our community!
About Us:
Our office is in beautiful Orono, Maine. Home of the UMaine Black Bears! 🐻 Right next to Black Bear Cinemas and Orono IGA. We are available Monday-Friday 8:30 am to 4:30 pm, nights and weekends by appointment. Our Agent, Kylie Bean has been with State Farm for over a decade. She and her husband, Zach, live locally with their two children and their dog, Geo. 🐕 Our Team brings experience, top of the line customer service, and active community involvement to the table. Here at Kylie Bean State Farm, our customers are more than just numbers, they are people. If that sounds like your cup of tea(or coffee) ☕, give us a call. Better yet, pop by the office to meet us in person! 👋
Services We Provide:
Complimentary Insurance Reviews
Free quotes on Auto, Home, and Life insurance with absolutely no service fees.
Auto & Home Insurance
Recreational Vehicle Insurance, like Motorhome, ATV, Side by Side/UTV, 4wheeler
Motorcycle Insurance
Boat Insurance
Life & Health Insurance
Flood Insurance
Business Insurance
Workers Compensation Insurance
Pet Insurance
Community Involvement:
Q&A
What types of insurance does Kylie Bean Insurance Agency offer in Orono, Maine?
Kylie Bean Insurance Agency can help with many personal and business insurance needs, including auto, homeowners, renters, condo, life, pet, motorcycle, boat, recreational vehicle, small-business, and commercial auto insurance.
Our team can explain your coverage choices, deductibles, limits, and available discounts in everyday language. Whether you are buying your first home, moving to Maine, starting a business, adding a vehicle, or reviewing your family’s life insurance, we can help you explore your options.
What types of small businesses can you insure in Maine?
We help insure many types of local businesses, including bakeries, coffee shops, barbers, beauty salons, independent hairstylists, electricians, plumbers, landscapers, contractors, retail stores, offices, photographers, and other service businesses.
Depending on the business, coverage may help protect the building, inventory, furniture, tools, equipment, and business income. It may also provide liability protection if a customer is injured or the business is accused of damaging someone else’s property.
Some businesses may qualify for a Business Owners Policy, commonly called a BOP, which combines property and liability coverage into one policy. Eligibility and coverage depend on the type of work the business performs.
What types of commercial vehicles can you insure?
Depending on how the vehicle is used and whether it meets eligibility requirements, we can help insure commercial vehicles such as box trucks, utility vans, cargo vans, delivery vans, flatbed trucks, service trucks, work pickups, and cars used for business.
Commercial auto insurance may be appropriate when a vehicle is used to carry tools, make deliveries, transport equipment, visit job sites, or perform other business activities. The right coverage depends on the vehicle’s size, who drives it, what it carries, and how it is used.
Our team can help determine whether a personal auto policy or commercial auto policy is more appropriate for your situation.
What business insurance should electricians, plumbers, and contractors consider?
Electricians, plumbers, landscapers, and other contractors may need several kinds of insurance because they work at customers’ homes and businesses, carry tools, and drive to different job sites.
Coverage may include business liability insurance, protection for tools and equipment, commercial auto insurance, workers’ compensation, and license or permit bonds. For example, liability coverage may help if your work accidentally damages a customer’s property. Inland marine coverage may help protect certain tools and portable equipment while they are being transported or used away from your main business location.
Not every contractor needs every type of coverage, so we can review how your business operates and explain the options that may apply.
Do you offer pet insurance?
Yes. Pet medical insurance is available for cats and dogs through Trupanion.
Pet insurance may help with eligible veterinary expenses when a covered cat or dog becomes unexpectedly sick or injured. Depending on the policy, eligible expenses may include testing, treatment, surgery, medication, and other veterinary care.
Kylie Bean Insurance Agency can help you start the quote process and understand the available options. Policies, servicing, and claims are handled by Trupanion. Coverage details, deductibles, waiting periods, and exclusions should be reviewed before purchasing a policy.
What does renters insurance cover?
Renters insurance helps protect the belongings you keep in your apartment, rented house, or other rental home. This may include furniture, clothing, electronics, kitchen items, bicycles, and other personal belongings.
It can also provide personal liability coverage if you are legally responsible for injuring someone or damaging their property. If a covered loss makes your rental home temporarily unlivable, renters insurance may help with additional living expenses, such as the extra cost of temporary housing.
Your landlord’s insurance generally covers the building—not everything you own inside it. That is why renters should consider having their own policy.
What does homeowners insurance cover?
Homeowners insurance may help protect your house, personal belongings, detached structures, and personal liability, depending on the policy and cause of the damage.
For example, coverage may apply to damage caused by events such as fire, lightning, wind, hail, or theft. It may also help with additional living expenses when a covered loss makes your home temporarily unlivable. Liability coverage may help if someone is injured on your property or you accidentally damage another person’s property.
No homeowners policy covers every possible situation. Our team can review your deductibles, coverage limits, valuable belongings, detached buildings, and other details so you better understand what your policy does and does not cover.
What is the difference between liability, collision, and comprehensive auto insurance?
These coverages protect against different types of expenses:
Liability coverage may help pay for another person’s injuries or property damage when you are legally responsible for an accident. It generally does not pay to repair your own car.
Collision coverage may help repair or replace your covered vehicle after it collides with another vehicle or object, or after a rollover.
Comprehensive coverage may help with covered damage that is not caused by a collision, such as theft, vandalism, fire, hail, falling objects, or hitting an animal.
Our team can explain each option and help you choose deductibles and coverage limits that fit your needs and budget.
Can I bundle my home and auto insurance in Maine?
Yes. Many customers choose to have their auto insurance and home, condo, or renters insurance with the same company. Depending on eligibility, purchasing more than one qualifying policy may provide a multiline discount.
Bundling can also make your insurance easier to manage because your policies are available in one place and you have one local team to contact with questions. Kylie Bean Insurance Agency can quote your policies together, explain the available discounts, and help you compare coverage—not just price.
Discount amounts, names, availability, and eligibility can vary, so the actual savings will depend on your household and policies.
